PODCAST

Love Then Money with Azuree Ashby

Love, Then Money:

Coaching Couples Through Love and Money

Are you ready to have the money conversation—with your PARTNER?? The topic of money and finances can be daunting, especially if you and your partner have different opinions on the topic! Join CPA, Azuree Ashby as she coaches a series of couples on how to navigate a pathway to Financial Freedom, use their differences to their advantage and prioritize Love, Then Money.

What is the one thing that couples dread talking about even more than sex? That’s right, it’s MONEY! In Love, Then Money, we follow couples on their journey to solidify their relationship in terms of money and how they are working together (or not) to achieve their financial goals. Join Azuree Ashby, CPA as she coaches couples on navigating a pathway to financial freedom by using their differences to their advantage to prioritize love THEN money!

Subscribe:

Subscribe on iTunesSubscribe on Google PlaySubscribe on StitcherSubscribe on Castbox Subscribe on TuneIn


 

Needing Certainty – Katelyn & Jenny Part 3 December 3, 2018 by Ginni Saraswati - On today's episode of Love, Then Money, Katelyn and Jenny discuss their primary money personalities and top human needs, and how those two aspects interact within oneself and with a life partner. Jenny and Katelyn have very different ways of approaching financial situations, but their values oftentimes still align. When it comes to fulfilling needs, Katelyn seeks financial security and Jenny seeks fulfillment of love and connection. For Katelyn, seeking financial security oftentimes means building up their savings account. Jenny seeks fulfillment in the opposite way: through spending money. In the end, both of these needs and money personalities and ... Read More
I Wouldn’t Call Myself a Workaholic – Katelyn & Jenny Part 2 November 26, 2018 by Ginni Saraswati - On today’s episode of Love, Then Money, Katelyn and Jenny discuss their limiting beliefs around money, where those beliefs come from, and how they impact their relationship with finances today. Jenny and Katelyn are business partners that own a yoga studio. Even though they have the same salary, they still take very different approaches on how to use their money. Katelyn thrives on the freedom that financial stability gives her, but she also wants to save for the future. Jenny, however, is limited by the fear that financial planning brings her. Jenny and Katelyn’s responses to dealing with finances are ... Read More
Two Yogis Meet a CPA – Katelyn & Jenny Part 1 November 19, 2018 by Ginni Saraswati - On today’s episode of Love, Then Money, a couple shares their experience with keeping track of their finances, developing philanthropic plans, and still leaving room for spontaneous spending. Jenny and Katelyn are both business and life partners who have been together for nearly a decade. Together, they’ve opened a wildly successful yoga studio in St. Petersburg, FL called The Body Electric Yoga Company, or The B. Even though their money comes from the same place, Jenny and Katelyn take very different approaches to managing their money. Jenny prefers a hands-off role, while Katelyn takes care of most of the bills ... Read More
In Between The Sheets with Clinical Sexologist Dr Dae C Sheridan November 5, 2018 by Ginni Saraswati -  Dr. Dae Sheridan is a professor of human sexuality, a licensed mental health counsellor, a board certified clinical sexologist and a certified rehabilitation counsellor with a private consulting and psychotherapy practice. She has been in the business for over 20 years and she has a vision of changing the way people talk about sex. Timestamped Show Notes [2:05] Dr. Dae sees people for anxiety, depression, anger management and stress but her area of specialization and her PhD is in clinical sexology. She is therefore certified to be a sex therapist meaning she provides sexuality education, psychoeducation, as well as ... Read More
The Power of Accountability – Nick & Angela Part 5 October 29, 2018 by Ginni Saraswati -  Time Stamped Show Notes [0:09] Angela feels that they have been pretty good with their mutual budget. They have added to the amount that they are putting to the mutual account. However, they have both fell off on their personal sides. Angela thinks they have suffered on their personal sides because they haven’t been putting as much from an accountability standpoint. On the other hand, Nick feels besides the challenges with accountability, they have suffered because they have been putting more in. Azuree advises them know that it's easier to stay on track when you know that someone else ... Read More
Eat the Leftovers in the Fridge – Nick & Angela Part 4 October 22, 2018 by Ginni Saraswati - Time Stamped Show Notes [02:45] Saving is hard because there are more pressing responsibilities that need attention. Most people feel like there is nothing left after to save after clearing their bills. People need to find a way to start saving now instead of waiting for the day they will have more money because that day never comes. There are also a lot of distractions that prevent people from saving unplanned purchases which may seem small but cumulatively end up pulling you back on your goals. [03:08] Nick and Angie went through their expenses for the last three months and ... Read More
Taking Risks to Save Money – Nick & Angela Part 3 October 15, 2018 by Ginni Saraswati -  Time Stamped Show Notes [1:22] Nick stated that his two primary human needs are significance and contribution.  His primary money personality is spender and risk taker. Nick has always wanted to be liked and accepted. He was always made fun of by other kids while growing up. Therefore, his want for acceptance and need for connection is more primary to him than contribution need. According to Nick, significance go hand in hand with the need for connection. When people feel love and connection towards a person, that person feels significant. How people treat money is a vehicle to achieving ... Read More
Filling Up The Coin Jar – Nick & Angela Part 2 October 8, 2018 by Ginni Saraswati -  Time Stamped Show Notes [0:01] Nick grew up in a poor household and was often mocked by other kids in school. They only had one family vacation and his parent's way of saving money was through a coin jar. Nick started working at a restaurant at the age of 14 but he spent his money as fast as he could earn it in the hope of fitting in. When he met Angela they opened a joint account to help with the bills. They both contribute to this joint account. Aside from this they each have their own separate accounts. ... Read More
Bumble & Bills – Meet Nick & Angela Part 1 October 1, 2018 by Ginni Saraswati -  Time Stamped Show Notes [4:31] Nick and Angela have not reached a point where they have specific roles in their relationship when it comes to money. They are both contributing to the household. They share a joint account where a lot of the bills come out of  and they each have separate accounts where their paycheck goes. They have all their expenses auto-debited. Angela makes more money so she has been taking on more of the role of the bread winner recently. Nick feels that this dynamic is evolving. Angela feels that their financial dynamic works for them because ... Read More
In-Between the Sheets – Money & Anxiety September 24, 2018 by Ginni Saraswati -  Show Notes Last week, we finished our sessions with Matthew and Leslie. Before we moving on the next couple, we talk about a topic that can help listeners and their partners with their money conservations and journeys. On today’s episode, we talk about anxiety in relation to money. Let’s be honest, not everyone has anxiety when it comes to money. It’s all dependent on your background and experiences. As we’ve learned in previous episodes, where you come from can shape how you think both money and finances. For those of us who do have anxiety toward money, I have ... Read More
More Vacation Money, Right? – Matthew & Leslie Part 5 September 17, 2018 by Ginni Saraswati -  Time Stamped Show Notes [1:04] In the first few years of Leslie and Matthew's marriage, they had several methods to making decisions. This was mainly because every issue could not be solved by an apology, a bouquet of flowers or a group session with a CPA to talk about their finances. The couple played dominos and the best of three would win and make the decision. Some of the decisions they made using the domino system were moving the cars, grocery shopping and even changing diapers. This creative way helped settle stalemates. This, however, does not help in solving ... Read More
Your Goals Are Our Goals – Matthew & Leslie Part 4 September 10, 2018 by Azuree Ashby -  Time Stamped Show Notes [2:01] Matthew and Leslie are doing better than 50% of baby boomers from the perspective of retirement funds. Matthew and Leslie's assignment was to calculate their net worth and then create a list of debts with interest rates and monthly payment amounts. Finally, they were to analyze the last three months of their bank statements by giving each expense a color category. Green is "must pay" items, yellow is "needs", orange is "wants", purple is "total splurges" and blue is "savings or debt pay." [4:49] Matthew and Leslie do not have credit card debt since ... Read More
The Security Seeker – Matthew & Leslie Part 3 September 3, 2018 by Azuree Ashby -  Time Stamped Show Notes [00:58] Leslie and Matthew don’t agree on everything. That is not a surprise. It’s part of the human condition and disagreements. And in my opinion, life would be boring. We wouldn’t grow at all if everybody just agreed with us all the time. Disagreements allow us to open our mind and think of other possibilities. But when it comes to relationships, money and the mixing of the two, agreements, compromises at least are necessary. And these compromises look different for everyone.  They can be written, signed by the necessary parties, or put the handshake or ... Read More
Why are the lights off? Matthew & Leslie Part 2 August 27, 2018 by Azuree Ashby - Leslie and Matthew have been married for almost a decade. In this episode, Leslie and Matthew share the answers to the questions they had been asked in the previous session. Time Stamped Notes [3:43] Matthew and Leslie both selected insecure and determined as two emotions they feel towards their present money situation. Other emotions that Matthew had are frustrated, proud, happy, satisfied, comfortable, insecure, content, motivated, worried, excited and nervous. On the hand, Leslie's feelings were overwhelmed, annoyed, resentful, hopeful, scared, insecure, determined, tense, trapped and envious.   [6:27] Leslie share the vision they have for their financial lives. Leslie ... Read More
How to Have The Money Conversation – Matthew & Leslie Part 1 August 27, 2018 by Azuree Ashby - Leslie was born in Dallas and she moved to Atlanta with her family when she was 10. She went to college in Boston at Brandeis University. She then came back to Atlanta and she actually one of Matthew's cousins. They one day ended up being at this cousin's Bar Mitzvah but they didn’t know each other and they didn’t even meet each other. Years later when they were both living in New York, they met and began dating. Leslie and Matthew then got married and moved to Atlanta. They have been married for almost 10 years. Time Stamped Notes [3:05] ... Read More
Love, Then Money Podcast: Launching August 27th! August 23, 2018 by Azuree Ashby -  Hi, I’m Azuree Ashby, CPA and creator of the Love, then Money Institute. Each week, I will bring you inside the life of a REAL couple and their money relationship in order to help you and your partner MASTER your own relationship with money! We can no longer rely on the taboo of money to justify our avoidance. We can no longer change the topic when things get REAL. I believe it is time we take our financial future by the reigns, and take control of the money conversation. And, we do that by actually HAVING the conversation. So, from Monday, August ... Read More